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The ECCHO Effect
Checks in the Electronic Payments Age - GSQ describes the enduring qualities of the check and "the ECCHO effect."
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Electronic Payment Orders
Learn more about Electronic Payment Orders. 
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“Rule 8” and “Rule 9” White Paper
Click Here for a white paper on Understanding “Rule 8” and ”Rule 9” Warranty and Claims Processes.
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Escalation Procedures
Click here for ECCHOTM Rules Dispute Resolution Escalation Policies and Procedures. These procedures describe a process for how Members can escalate issues.
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Digital Transactions
Don't miss this article from Digital Transactions (Jan 2011) titled: Free of IRDs, Check 21 Challenges the ACH" To read now, click here.
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Check 21
Happy 10th Anniversary to Check 21!
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Fed Consultation Paper Response
On December 13, 2013, ECCHO filed a letter with the Federal Reserve commenting on the Federal Reserve's Payment System Improvement -- Public Consultation Paper. To access a copy of the letter, click here
 
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Frequently Asked Questions
Updated FAQs on numerous ECCHO Rules topics including Rule 9, Differences in ECCHO Rules and Check Law, Quality and Copy and Sufficient Copy
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The Next 10 Years
Digital Transaction looks ahead at the next 10 years. Click here to view their 10th Anniversary issue.
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Duplicates
Read about issues regarding
Duplicate Payment of checks
involving Third Party Holder Claims (updated). And 
click here to read
about issues regarding Possible Duplicate Payment of Check Images.


 
Community Conversation

        


Kim Bunn, SVP / Bank of America
"We believe this [NCP] certification program provides the deeper payments acumen..." hear more




 
NCP CE Workshops
Don’t miss this session on the
latest updates to the
X9.100-187 Image Exchange
standard and the chance
for Q&A with industry experts.
Register Now


 
  Regulation CC Request for Comment
 
On December 12, 2013 the Federal Reserve Board requested public comment on
proposed amendments to Regulation CC, which would make substantial changes to
its rules governing check collection . ECCHO as the industry check advocate will be
receiving input from its membership for its comment to the Federal Reserve.
Comments are due May 2, 2014.  
  • For a copy of the proposed rule, click here.
  • For recording and presentation of  Feb 11th ECCHOInsights overview of the proposal, click here.
  • For an easy to read synopsis of the proposed changes, click here
   
Community Conversation

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